Financial Focus

Financial Focus

COPIC Financial Service Group's newsletter that covers timely topics about business and personal insurance as well as financial services.

• Latest Issue ↓

• 2023 Archive

  Issue 68 February 2023

  New Director Named to COPIC Financial Service Group • Educate Your Workforce About Benefit Offerings • Changes in 2023 to Required Minimum Distributions

• 2022 Archive

  Issue 67 November 2022

  Your Path to Retirement • Frequently Overlooked Business Liability Risks • Affordable Group Dental Plans • Student Loan Forgiveness 

  Issue 66 August 2022

  Business Benefit from Outsourcing HR Services • Managing Investments During Turbulent Times • The Intersection of Health Care and Ransomware Attacks

  Issue 65 May 2022

  Power of Attorney documents • Disability Insurance: Income Protection for Key Employees • Colorado Auto-IRA Program updates

  Issue 64 February 2022

  Focusing on Clients' Needs • Cyber Vulnerability • Choosing the Right Financial Planner • Factors Behind Increase in Health Insurance 

• 2021 Archive

  Issue 63 November 2021

  Protecting Your Future Insurability • Designing Wealth-Generating Retirement Plans • Coverage for Employee Lawsuits

  Issue 62 May 2021

  Benefits of Umbrella Policies • Government Covered COBRA Premiums • Mandatory Auto-IRA Program • Email Fraud

  Issue 61 February 2021

  Review Your Data Breach Insurance •  SIMPLE IRA or 401(k) • 2021 IRA and Retirement Plan Limits Explained

• 2020 Archive

  Issue 60 November 2020

  Coronavirus and Stock Market Concerns •  Workers' Compensation Insurance • Designing Your Retirement Plan

  Issue 59 August 2020

  Minimizing Business Re-opening Risks • Retirement Plan to Meet your Goals • Planning Ahead for Life Insurance Proceeds • COPIC FSG's Collaboration with Delta Dental of Colorado • Impact of Natural Disasters 

  Issue 58 April 2020

  We Are Here for You • 401k Update: COVID-19 + Human Resources• Stay Diligent: Cyber Concerns• FAQs About Insurance Coverage During COVID-19• Global Markets After the Crisis

  Issue 57 February 2020

  Know Your Numbers: 401(k) Contribution and Catch-up Limits Increasing in 2020 • Don't Let 2020 Be a Hindsight Problem: Make Sure You Have Enough Data Breach Insurance Today! • Understanding IRAs • Group Dental Plans Available for Colorado Medical Society Members Through Delta Dental • Are You Thinking About Market Timing? Think Twice.

• 2019 Archive

  Issue 56 November 2019

  Colorado Dental Association and Colorado Medical Society Announce New Member Benefits • COPIC Financial Service Group Welcomes Brad Radochonski • What's the Ideal Annual Withdrawal Rate? • Take Advantage of a Complete Insurance Review • Can I Refinance My Student Loans?

  Issue 55 August 2019

  How to Save for Retirement and a Child's Education at the Same Time • The Business Benefit of EAPs • Understanding Long-Term Care Riders and Options • 2019 Health Care Data Breach Update  

  Issue 53 May 2019

  Does Your Office have Temperature Reliant Drugs, Vaccines, or Injectables? • Caregiving Stressors and Solutions • Does Your Practice Offer Life and Disability Insurance as a Group Benefit? • 5 Financial Mistakes and How to Avoid Them

  Issue 52 February 2019

  6 Tips for Handling Market Volatility • New Report Shows Trends for Cost of Health Insurance in Colorado • What Every Woman Should Know About Long-Term Care • When was the Last Time You Reviewed Your BOP and WC Policies?

• 2018 Archive

  Issue 51 November 2018

  Welcome John Hood • PEOs: 5 Areas to Ease Administrative/Compliance Burdens • 4 Tips for Long-Term Care Planning • A New Way to Manage Workers' Compensation Billing • Using Life Insurance Riders to Pay for Long-Term Care

  Issue 50 August 2018

  Best Wishes to Sue Swanson • Life and Disability Insurance for Vital Employees • Minimize the Impact of a Natural Disaster • Get in the Know: Flood Insurance • Saving and Investing Wisely for Retirement • Health Insurance Carriers Offering Tobacco Cessation Programs

  Issue 49 May 2018

  Social Engineering Fraud: Hackers Target Business Emails • Delta Dental's Right Start 4 Kids • How to Build an Emergency Fund and Long-Term Security • 529 Plans Can Ease Tax Burdens • Self-Funded Versus Fully-Insured Health Plans

  Issue 48 February 2018​

  Farewell to Andrea, and Welcome Aboard, John • 5 Ways the New Tax Law Will Impact Financial Planning • Workplace Activities Continue to Make Headlines • Changing Jobs? Know Your 401(k) Options • IRS Sets 2018 HSA Contribution Limits

• 2017 Archive

  Issue 47 November 2017​

  HSAs: What They ARE and What They are NOT • Data Breaches in the Headlines • 3 Financial Tips for Unmarried Couples • The Potential Power of Indexed Universal Life Insurance • The Ups and Downs of Health Insurance • End-of-Year Insurance Review

  Issue 46 August 2017​

  6 Tips for Data Breach Coverage • A Prescription for Financial Health • 2018 Insurance Plan Filings in Colorado • Q&A: Traditional 401(k) Rollover to a Roth IRA • October is National Cyber Security Awareness Month

  Issue 45 May 2017​

  6 Steps for Spring Cleaning Your Finances • Two Ways to Protect Your Home from Wildfires • Know the Benefits of Tax-Advantaged and 529 Savings Vehicles • Overview of the Status of the ACA and AHCA • Renewing Your Lease: What to Know

  Issue 44 February 2017​

  IRS Extends Due Dates for ACA Information Reporting • 401(k) Fiduciary Liability • Employment Practices Liability Insurance • Active Portfolio Management