Health and Dental

Choosing health insurance coverage is one of the most complex yet impactful decisions we make. Let us help you find the most comprehensive coverage at the lowest possible rates.

How can COPIC Financial Service Group help me?

Medical

We can help you navigate the maze for both individual and group coverage and select the coverage that's right for you. We also provide full-service employee benefit plan design and implementation. We strive to assure that your employees are receiving the best benefits you can provide within your practice's cost constraints.

Services we provide:

  • Review current contracts
  • Review in-force plan designs and pricing
  • Submit your current benefits program to the marketplace for the most appropriate coverage at the most competitive pricing
  • Analyze responses to RFPs and prepare written summaries
  • Negotiate with carriers for the most competitive proposals
  • Secure multiple-year rate guarantees where possible
  • Assist arranging voluntary benefits such as accident, critical care, cancer, and gap
  • Coordinate an employee communication program to address plan changes before policy anniversaries
  • Review claim utilization and management reports (when provided by the carrier) on a quarterly basis
  • Facilitate all benefit-related vendor transactions
  • Provide you with annual renewal summaries
  • Comply with the Young Adults and the Affordable Care Act

Individual and Group Dental

We can help you obtain dental insurance for you and your family. For groups of 2-50, we can offer multiple options to consider, either employer paid or voluntary. Enroll online via the link to the right, or contact us with questions.

Group Vision

Inexpensive added benefit that employees love and appreciate.

Group Disability

We have partnered with a variety of insurance carriers to bring you the best group disability protection available. Our partners specialize in administering disability programs for physicians and physician groups.

  • Group long term disability (LTD) coverage can be layered over an individual disability plan with no offset or coordination of benefits.
  • Physicians get superior protection for general specialty or sub-specialty in which they practice.
  • Disability benefits can be tax free.
  • Cover a greater percentage of income

What should I have ready in order to apply for group health insurance?

When contacting us, please have the following information ready:

  • Best method and time for contacting you
  • Industry or medical specialty
  • Number of employees
  • Current carrier
  • Length of time with current carrier
  • Approximate current monthly premium
  • Do you prefer an HMO or a PPO?
  • Are any specific physicians required?
  • What are your co-pays?
  • What is your deductible?
  • What do you like and dislike about your current coverage?
  • What are your reasons for changing coverage?
  • Estimated start date of new coverage
  • Do you have other COPIC products in place (e.g., professional liability insurance, disability insurance, etc.)?

Note: This offering is only available to Colorado residents.

COPIC Financial Service Group, Ltd. is an insurance brokerage firm representing a variety of insurance carriers. Products offered by COPIC Financial are not issued by COPIC Insurance Company.

Contact Us

Looking for more information or a quote estimate?

Contact Andrea Levine, RHU, CLTC

alevine@copic.com

720.858.6287

800.421.1834 ext 6287

 

Or use our email inquiry form and we will follow-up with you directly.

Brochures

Downloadable coverage information

Get a Quote or Apply Online